An Auto Warranty Quote Coverage Checklist
Prior to purchasing a car warranty of any type it is important to get an auto warranty quote. There are considerable price differences available from various auto warranty companies and even dealerships that sell new and used cars. Obtaining an auto warranty quote will save you a lot of time and headache in the long run.
Length of the Car Warranty
When you ask for an auto warranty quote, it is important to find out the duration of the warranty. Some warranties are offered for three years or 10,000 miles. The warranties that are offered as either a certain number of years or a certain number of miles are sometimes tricky. If you drive your car 7,500 miles in a three year time period, the warranty will be good for the entire three years. However, you do not have warranty coverage then on the remaining 2,500 miles. This is because you reached the three year time period prior to the 10,000 miles. The reverse is also true. If you drive your car 10,001 miles in two years the warranty runs out. You not get the final year of time because the mileage hit over the 10,000 miles. Find out the duration of the warranty. Is it a fixed number of miles? Is it a fixed number of years? Or is the warranty for the year or the mileage that is reached first?
Specific Items Covered
Many warranties do not cover everything that you might expect them too. For example, a bumper-to-bumper warranty does not cover wear and tear or rust. Initially you might think that with this type of warranty everything on the car is covered. Get a specific list of what is and is not covered on the warranty. If you are not sure ask the sales person that is handling your paperwork.
Listing with the Better Business Bureau
Make sure that the company you are obtaining an auto warranty quote from is a reputable company. One way to find out in the United States is to check with the Better Business Bureau. If a company is US based and not listed with the Better Business Bureau, you might want to consider getting an auto warranty quote from someone else.
Examining Online Company
If the company is on the Internet, call the customer service department. Do you get to speak to a real person? What type of background noise do you hear? Look up the address of the company and make sure that it is not just a Post Office Box. Also, will you be making checks out to a specific company or to an individual name? If it is a Post Office Box or an individual person, you might want to look elsewhere for coverage.
Some warranty companies limit the number of claims that can be filed for each vehicle. When you obtain your auto warranty quote, specifically ask if there is a limit on the number of claims. You want to purchase a warranty that does not restrict your claims.